Return To Value

RTV is a product that protects you from the loss of your vehicle value as a result of depreciation; in the event of a total write off and/or theft should they not recover your vehicle. The benefit of this product is that it would cover the difference between the purchase value and market value of the vehicle during a total loss situation, up to a Maximum cover of R300 000. This Cover can be taken at any point on either a cash or financed transaction.


Exclusions include but are not limited to:

  • No benefit will be paid if you have not met all the terms and conditions of the Underlying Comprehensive Insurance policy or in the case that the policy was rejected.
  • Any amount added to the vehicle’s selling price which exceeds 10% above the value as per the market retail value, as determined by the TransUnion Dealer Guide at date of purchase, will not be covered.